We have been offering mortgages for over 140 years lending throughout England and Wales. Operating from a single site, you will always be able to contact a member of our mortgage team and can discuss your quirky cases with an underwriter directly.
We understand that not every case is conventional, and with the ever-changing way mortgage customers are choosing to work, live and expand their portfolios, we are here to help the unconventional. We also credit check not score all our mortgage applications.
Ex Pat Buy to Lets
* We lend in a wide range of countries including Australia, Hong Kong and Dubai
* New build houses and flats up to 70% LTV
* Holiday lets up to 70%
* 90% LTV on all houses and Flats
* Builder incentives and builder gifted deposits
* Section 106’s and over 55’s apartments
* Manual underwriting of every case
* Retained profits (previous financial year only)
* Multiple income streams
Self-Build (Through Buildstore)
* 85% LTV for purchase of land and property
* Renovations and structure conversions
* Interest only available during the build
* Release capital for a variety of personal needs
* Day 1 Remortgages
* No minimum tie back in the UK required
* No minimum time employed
* Large loans of £500k plus.